Pricing
Our pricing model is built on full transparency. We charge fees on a transaction basis, without any hidden costs. For each transaction, we charge a fixed processing fee + a fee determined by the payment method.
| 
                                                             
                                                                 ALWAYS INCLUDED
                                                                 fixed processing fee + payment method fee  | 
                                                        
                                                             
                                                                 PAID ADD-ON
                                                                 fixed processing fee + payment method fee  | 
                                                        
                                                             
                                                                  | 
                                                    
| Payment method | Shopper country | Sana Pay processing fee | + | Payment method fee | 
|---|---|---|---|---|
| 
                                                             
                                                                  | 
                                                        
                                                             United States  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             $ 0.25 + 0.3%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, France, Hong Kong, Sweden, Poland, Malaysia, New Zealand, Australia Canada, United States, Portugal, Ireland, Austria, Norway, The Baltics, Italy, Spain, Switzerland, Hungary, Czech Republic, Belgium, Netherlands, Iceland, Slovakia, Germany, Thailand, Denmark, United Kingdom, Japan, China, Singapore  | 
                                                        
                                                             
 USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             
 +  | 
                                                        
                                                             
 3.35%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, France, Hong Kong, Sweden, Poland, Mexico, New Zealand, Australia Canada, United States, Brazil, Portugal, Ireland, Austria, Norway, The Baltics, Italy, Spain, United Arab Emirates, Switzerland, Hungary, Czech Republic, Belgium, Netherlands, Iceland, Slovakia, Germany, Denmark, United Kingdom, Japan, Singapore  | 
                                                        
                                                             
 USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             
 +  | 
                                                        
                                                             
 North America: 3.6% + $0.10 Global: 4.25%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             Defined by card used  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             United Kingdom  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             £ 1.00  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Belgium  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Brazil  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             Based on transaction volume  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             France  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Denmark  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             Direct contract with Dankort  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, France, Hong Kong, Sweden, Poland, Australia, Canada, United States Brazil, Portugal, Ireland, Austria, Norway, The Baltics, Italy, Spain, Switzerland, Hungary, Czech Republic, Belgium, Netherlands, Iceland, Slovakia, Germany, Denmark, United Kingdom, Japan, Singapore  | 
                                                        
                                                             
 USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             
 +  | 
                                                        
                                                             
  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Brazil  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             1.00%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Austria  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             1.65% + € 0.35  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, France, Hong Kong, Sweden, Poland, Vietnam, Malaysia, New Zealand Australia, Canada, United States, Brazil, Portugal, Ireland, Austria, Norway, The Baltics, Italy, Spain, United Arab Emirates, Switzerland, Turkey, Hungary, Czech Republic, Belgium, Netherlands, Iceland, Slovakia, Germany, Thailand, Denmark, United Kingdom, Japan, Singapore  | 
                                                        
                                                             
 USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             
 +  | 
                                                        
                                                             
 Defined by card used  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Brazil  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             1.00%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Netherlands  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             € 0.30  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             United States, Canada Australia Austria, Germany United Kingdom Spain, Italy, France, Portugal Finland, Norway, Sweden Netherlands Ireland United Kingdom Denmark, Finland, Norway, Sweden Poland Austria, Belgium, Switzerland, Germany, Netherlands Sweden Switzerland Austria, Germany, Netherlands  | 
                                                        
                                                             
 
 
 
 
 
 USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             
 
 
 
 
 
 +  | 
                                                        
                                                             4.59% + $ 0.30 4.59% + $ 0.30 3.29% 5.29% + £ 0.20 4.29% + € 0.20 1.29% + € 0.59 3.29% + € 0.49 5.29% + € 0.20 3.20% + £ 0.20 3.09% + € 0.59 2.9% + 1.40 PLN €0.10 + 3.29% + between € 0.35 and € 1.00 1.65% + SEK 2.00 1.65% + CHF 0.20 1.65% + € 0.20  | 
                                                    
| 
                                                             
                                                                  | 
                                                    ||||
| 
                                                             
                                                                  | 
                                                    ||||
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             1.00%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, Denmark  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             Denmark: DKK 1.50 Finland: EUR 0.50  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Portugal  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             2.40% + € 0.24  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Finland  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Malaysia  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             $ 1.00  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Mexico  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             4.35%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             United States  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             $ 0.40 + 0.80%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             Direct contract with PayPal  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, France, Portugal, Ireland, Austria, The Baltics, Italy, Spain Belgium, Netherlands, Slovakia, Germany  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             € 0.75  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Sweden  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, Sweden, Norway, The Baltics, Spain, Slovakia, Denmark, United Kingdom  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Switzerland  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             3.35%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Norway  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Global  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        |
| 
                                                             
                                                                  | 
                                                        
                                                             Finland, France, Hong Kong, Sweden, Poland, India, New Zealand, Australia Canada, United States, Portugal, Ireland, Austria, Norway, The Baltics, Italy, Spain, Switzerland, Belgium, Netherlands, Iceland, Slovakia, Germany, Denmark, United Kingdom, Japan, China, Singapore  | 
                                                        
                                                             
 USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             
 +  | 
                                                        
                                                             
 3.35%  | 
                                                    
| 
                                                             
                                                                  | 
                                                        
                                                             Malaysia  | 
                                                        
                                                             USD 0.12 GBP 0.10 CAD 0.165 AUD 0.165  | 
                                                        
                                                             +  | 
                                                        
                                                             4.35%  | 
                                                    
If you are interested in any other payment methods that are not listed above, please contact your Sana Commerce project manager or customer success manager to check if the necessary payment method can be supported by Sana Pay on demand.
Accelerated Payout
Sana Pay settles payouts based on the merchant’s location and Merchant Category Code, typically two business days (T+2) or longer.
Accelerated Payouts (T+1) allow eligible merchants in North America and Europe to receive funds the next business day, for a fee:
- 
                                                    
0.10% per transaction for EUR, USD, GBP, CAD, CHF, NOK, and AUD
 - 
                                                    
0.15% per transaction for all other settlement currencies
 
Please note that Accelerated Payouts (T+1) are subject to due diligence and approval. Requests may be declined if risk criteria are not met. To request activation, contact your Sana Commerce representative or submit a request via Sana Support.
To minimize risk exposure, we advise using longer payout periods (T+5) if:
- 
                                                    
More than 30% of your volume is processed via ACH or SEPA direct debit, due to long return windows.
 - 
                                                    
Your average transaction value exceeds €1,000, due to higher exposure per transaction.
 
Related Articles
Supported Payment Methods
                                                
Request Payment Methods
                                                
Configure Payment Methods for Sana Pay
                                                
Interchange Fees
                                            
                                                            
                                                            
                                                            
 ACH Direct Debit
 Alipay
 American Express (AMEX)
 Apple Pay
 BACS Direct Debit
 Bancontact
 Boleto
 Cartes Bancaires
 Dankort
 Diners
 Discover
 Elo
 EPS
 Google Pay
 Hipercard
 iDEAL
 JCB
 Klarna Pay Later
 Maestro
 Mastercard
 MobilePay
 Multibanko
 Online banking Finland
 OXXO
 PayPal
 SEPA Direct Debit
 Swish
 Trustly
 TWINT
 UnionPay
 Vipps
 Visa
 WeChat Pay
 7-Eleven Malaysia